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A. Sumit and W. Brent, “Ambrose, Souphala Chomsi-sengphet, Chunlin Liu, An empirical analysis of home equity loan and line performance,” Journal of Financial In-termediation, Vol. 15, No. 4, 2006, pp. 444-469.

has been cited by the following article:

• TITLE: Mathematical Model of Housing Loans

  AUTHORS: Xiangrong Li

  KEYWORDS: Mathematical Model; Housing Mortgage Loans; Equal Principal and Interest Repayment

  JOURNAL NAME: Modern Economy, Vol.1 No.3, November 19, 2010

  ABSTRACT: Currently, that individual use housing mortgage loans to buy houses has become a hot topic, and residents are very concerned about the debt repayment ways of individual housing mortgage loans. In this paper, using the time value of money principle, we establish equal principal and interest repayment model. Furthermore we test its validation and illustrate its specific application with an example in the economic life.