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Yusuf, D., Hamdani, & Kholik, K. (2019). The Effect of Buy and Sell Financing (Murabahah), Profit Share Financing (Mudarabah), Equity Capital Financing (Musyarakah) and Non-Performing Financing Ratio on Profitability Level of Sharia Commercial Banks in North Sumatera. Britain International of Humanities and Social Sciences (BIoHS) Journal, 1, 81-88.
https://doi.org/10.33258/biarjohs.v1i1.18

has been cited by the following article:

• TITLE: Exploring Murabaha Financing at Al Rajhi Bank: A Key Indicator of Growth in Saudi Arabia’s Islamic Banking Sector

  AUTHORS: Mashael Bakhit, Aida Osman Abdalla Bilal, Iman Babiker

  KEYWORDS: Murabaha Financing, Saudi Arabia’s Islamic Banking, Al Rajhi Bank, Growth, Halal Selling

  JOURNAL NAME: Open Journal of Business and Management, Vol.12 No.6, November 25, 2024

  ABSTRACT: This study analyzed the applications of Murabaha financing in Al Rajhi Bank: its significance for growth in the Saudi Islamic banking sector during the period between 2016 and 2022. To achieve the objectives of the study, the descriptive analytical approach was used through a case study of the bank. Secondary data was collected from annual financial reports. The data were analyzed using the SPSS statistical analysis program to measure the size and growth of the Murabaha portfolio. Then, its relationship to revenues and profits was analyzed. The results showed an increase in the size of Murabaha by approximately 50% and showed a strong correlation with the dependent variables. The study concluded that the Murabaha transaction contributed significantly to the growth of Al Rajhi Bank’s business and enhanced its efficiency during the period under study.