TITLE:
Mechanism for Acquiring Dry Urine-Diverting Toilets by Microcredit in Rural Areas and Determinants of the Reimbursement Rate in West-Central Cote d’Ivoire
AUTHORS:
Michel Porcella Yapo, Kouadio Clement Kouakou, Ellele Aime Marius Yapi, Theophile Gnagne
KEYWORDS:
Microcredit, Ecological Toilet, Biofertilizers, Leadership, Reimbursement
JOURNAL NAME:
Modern Economy,
Vol.15 No.11,
November
1,
2024
ABSTRACT: Financing sanitation in rural areas through microcredit is an innovation intended to compensate for resource insufficiencies, the viability of which is a guarantee of its sustainability. The aim of this article is first to present the mechanism for acquiring dry urine diversion toilets in rural areas by granting microcredit to households. Then an econometric analysis of the determinants of the microcredit repayment rate for ecological toilets in rural areas in the Bouafle department was carried out on household survey data collected from 2014 to 2017. Our study sample is composed of 133 households. Using a linear regression in STATA, we highlight new results: the use of biofertilizers (sanitized urine and feces) in agriculture, cocoa productivity, the frequency of monitoring as well as strong leadership of the chiefdom favored the reimbursement of the said microcredit.