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Benston, G. J., & Kaufman, G. G. (1986). Risks and Failures in Banking: Overview, His-tory, and Evaluation (p. 27). Federal Reserve Bank of St. Louis Chicago Staff Memoranda, Business History.
https://www.semanticscholar.org/paper/Risks-and-failures-in-banking%3A-overview%2C-history%2C-Benston-Kaufman/bf2ecd6dcb77ea9ecf1ae4540f2db628f5aab010

has been cited by the following article:

• TITLE: Prudential Regulation in Strengthening the Financial Capacity of Congolese Banks

  AUTHORS: Jospin Kwibuka Bashangwa, Gilbert Niyongabo, Paul Senzira Nahayo, Theogene Nsengiyunva, Denise Kavira Masingo, Ildephonse Sindayigaya

  KEYWORDS: Congolese Banks, Financing the Economy, Congolese Prudential Regulation, Banking Capacity, Financial Stability

  JOURNAL NAME: Open Journal of Social Sciences, Vol.12 No.10, October 29, 2024

  ABSTRACT: Prudential regulation is crucial for banking oversight, ensuring sector safety and stability. However, its tools are debated. Comparing literature is key, as banking’s unique characteristics drive regulation. Traditional theories, like state preference and portfolio choice, assume complete and perfect markets, making them ill-suited for banking specifics. New “optimal regulation” models incorporate information asymmetries to better address these specifics, though only partially. This evaluation highlights the need for theoretical approaches that fully account for the unique nature of banking.