TITLE:
Behaviour of Members and the Sustainability of Solidarity Savings and Loan Groups
AUTHORS:
Vicomte Nkunda, Augustin Mumbere Sibayirwandeke, Jean de Dieu Bizimana
KEYWORDS:
Solidarity Savings and Loan Groups, Sustainability, Behaviour of SLG Members, Burundi
JOURNAL NAME:
Open Journal of Social Sciences,
Vol.12 No.10,
October
28,
2024
ABSTRACT: This study aims to understand the factors of sustainability of solidarity savings and loan groups by focusing on the behaviour of their members. A multinomial logistic regression was done on a sample of 465 members from the SLGs spread over three administrative zones in two communes of Bubanza province in Burundi. Participation by members in several SLGs, implementation of joint activities in addition to credit savings, trust among members and the continuation of reporting after the SLG is no longer supported were examined to see if they have an influence on the sustainability of the SLGs. The results of the multivariate analysis conducted indicate that three of the four aspects studied are responsible for the sustainability of the SLGs. Only the participation of members in several SLGs does not have a significant impact on the sustainability of the SLGs.