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Ezra Anyango, E. A., Ezekiel Esipisu, E. E., Lydia Opoku, L. O., Susan Johnson, S. J., Markku Malkamäki, M. M., & Chris Musoke, C. M. (2007). Village Savings and Loan Associations: Experience from Zanzibar. Enterprise Development & Microfinance, 18, 11-24.
https://doi.org/10.3362/0957-1329.2007.004

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