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Daykin, C.D., Clark, P.N.S., Eves, M.J., Haberman, S., Le Grys, D.J., Lockyer, J., et al. (1988) The Impact of HIV Infection and AIDS on Insurance in the United Kingdom. Journal of the Institute of Actuaries, 115, 727-837.
https://doi.org/10.1017/s0020268100042943

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