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Sobuz, M. H. R., Khan, M. H., Kabbo, M. K. I., Alhamami, A. H., Aditto, F. S., Sajib, M. S., Alengaram, U. J., Mansour, W., Hasan, N. M. S., & Datta, S. D. (2024b). Assessment of Mechanical Properties with Machine Learning Modeling and Durability, and Microstructural Characteristics of a Biochar-Cement Mortar Composite. Construction and Building Materials, 411, Article ID: 134281.
https://doi.org/10.1016/j.conbuildmat.2023.134281

has been cited by the following article:

• TITLE: Open Banking and Information Service: A Strategic Relationship in the FinTech World

  AUTHORS: Sadia Sharmin, Mani Prabha, Fatema Tuz Johora, Nur Mohammad, Md Azad Hossain

  KEYWORDS: Open Banking, Information Service, Blue Oscan Strategy, Disruptive Innovation Strategy, FinTech

  JOURNAL NAME: Open Journal of Business and Management, Vol.12 No.5, September 30, 2024

  ABSTRACT: Open banking has revolutionized the financial sector by providing access to financial data and enabling better-informed financial decisions. With their unique traits and competitive positioning, open banks present opportunities for the financial sector. Open Banking Account Information Services (AISP) are services that businesses can integrate into their products, enhancing customer experiences and making better decisions. The emergence of open banking presents numerous opportunities, and the evaluation of these opportunities is crucial. This study aims to expand the understanding of potential, challenges, and assessment in open banking and emphasizes the relationship between open banking and Information Services. The emergence of open banking presents numerous opportunities, such as personalized banking services, partnering with competitors or other service providers, and creating an embedded financial system. The study aims to identify business concepts that can be practiced within an open banking perspective by developing an opportunity evaluation model for challenger banks. This research contributes to the sector of open banking opportunities by analyzing current market dynamics and developing an assessment framework covering the most number of parameters. This will enable practitioners in the financial industry to analyze changes in current conditions more systematically and allow subsequent researchers to build on this study for opportunity exploration and evaluation studies in various fields.