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Chang, V., Baudier, P., Zhang, H., Xu, Q., Zhang, J., & Arami, M. (2020). How Blockchain Can Impact Financial Services—The Overview, Challenges and Recommendations from Expert Interviewees. Technological forecasting and social change, 158, Article 120166.
https://doi.org/10.1016/j.techfore.2020.120166

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