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Andrews, L. (1999). Does HECS deter? Factors affecting university participation by low SES groups. Canberra: Higher Education Division, Department of Education, Training and Youth Affairs.

has been cited by the following article:

• TITLE: An Introduction of a Financial Model for the Australian Higher Education

  AUTHORS: Jin Li

  KEYWORDS: Income-Contingent Lending, Public Policy, Student Loans

  JOURNAL NAME: Creative Education, Vol.2 No.5, December 1, 2011

  ABSTRACT: This study examines the global trend in shifting university costs from national governments to individual students and families, with a specific focus on the existing cost-sharing model in Australian higher education. The Australian system is worthy of consideration by other nations as a possible mechanism for enhancing access to higher education for individuals who might otherwise not possess the opportunity to participate.