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Yan, L.-Y., Tan, G. W.-H., Loh, X.-M., Hew, J.-J., & Ooi, K.-B. (2021). QR Code and Mobile Payment: The Disruptive Forces in Retail. Journal of Retailing and Consumer Services, 58, Article ID: 102300.
https://doi.org/10.1016/j.jretconser.2020.102300

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