Article citationsMore>>

Karlan, D., Osei, R. D., Osei-Akoto, I., & Udry, C. (2012). Agricultural Decisions after Relaxing Credit and Risk Constraints. Technical Report, National Bureau of Economic Research.
https://doi.org/10.3386/w18463

has been cited by the following article:

• TITLE: The Demand for Crop Insurance Bundled with Micro-Credit

  AUTHORS: Mame Mor Anta Syll

  KEYWORDS: Micro-Insurance, Agricultural Micro-Credit, Finance, Demand

  JOURNAL NAME: Theoretical Economics Letters, Vol.11 No.5, September 30, 2021

  ABSTRACT: Access to financial services is challenging for small farmers in developing countries. This paper studies the demand for micro-insurance when it is bundled with micro-credit in the context of rain-fed agriculture. It presents the conditions under which linking micro-insurance with micro-credit can be beneficial for small producers who cannot access agricultural credit due to lack of collateral. The results show that if crop insurance and agricultural loans are bundled, the demand for crop insurance increases with the profitability of the investment made through the agricultural credit, and it decreases with the level of collateral required during the application for credit.