TITLE:
Analysis of Internet Insurance Financial Return Rate and Its Influencing Factors
AUTHORS:
Guanshang Shao
KEYWORDS:
Internet Insurance Financing, Rate of Return, Influencing Factors
JOURNAL NAME:
Modern Economy,
Vol.10 No.2,
February
26,
2019
ABSTRACT: This paper takes Internet
insurance wealth management products as the research object, and selects the
products of China Life Jiatian Tiantianying as the representative, and studies
the influencing factors of the yield of such products through relevant time
series empirical methods. The results show that the interbank lending rate,
bond market, exchange rate, securities secondary market and insurance
institution strength have different degrees of impact on the rate of return.
The research in this paper will help to improve the theoretical methods of
Internet wealth management products, especially in the insurance sector. At the
same time, it can better help investors rationally choose the right products
for investment and supervision to prevent market risks.