TITLE:
Comparative Analysis of Business Management of Chinese and Foreign Commercial Banks—Based on the Perspective of Non-Performing Loans of Commercial Banks
AUTHORS:
Ke Wang
KEYWORDS:
Commercial Bank, Non-Performing Loan Ratio
JOURNAL NAME:
Modern Economy,
Vol.10 No.1,
January
11,
2019
ABSTRACT: After the outbreak of the financial crisis, the
problem of non-performing loans in the banking sector represented by European
countries continued to attract attention. As the impact of the crisis weakened,
the non-performing loan ratio declined, but it still faced severe challenges.
The problem of non-performing loan ratio has improved in the context of the
deepening of financial sector reform in China’s banking industry. However, in
recent years, data show that non-performing
loan ratios of commercial banks have increased. This paper focuses on the
non-performing loans of commercial banks in Europe and China. By analyzing the
influencing factors of non-performing loans of commercial banks, this paper
analyzes the management problems of Chinese and foreign commercial banks and
proposes policy recommendations.