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Zhu, Y. (2012) Research on the Factors Affecting Farmers’ Microfinance Demand and Credit Constraint. Zhejiang University of Finance and Economics, 11, 34-52.

has been cited by the following article:

• TITLE: Formal Financial Credit Constraints and Solutions for Entrepreneurial Farmers

  AUTHORS: Xiaoyan Zhang

  KEYWORDS: Formal Financial Institutions, Entrepreneurial Farmers, Credit Constraints, Mortgage Guarantees, Risk Control

  JOURNAL NAME: Modern Economy, Vol.9 No.12, December 27, 2018

  ABSTRACT: With the deepening of China’s economic reforms, in the process of gradual diversification of farmers’ incomes, the income growth brought by farmers’ entrepreneurship plays an important role in increasing farmers’ income. The importance of formal financial support for entrepreneurial farmers is self-evident. However, due to various factors between entrepreneurial farmers and formal financial institutions, the supply and the demand of formal financial credits of entrepreneurial farmers are unbalanced. This paper firstly analyzes the formation of formal financial credit constraints of entrepreneurial farmers by combining the current situation of supply and demand of formal financial credits of entrepreneurial farmers, and then proposes countermeasures to alleviate the formal financial credit constraints of entrepreneurial farmers.