TITLE:
The Effects of Small Crops Farmers’ Education to the Accessibility of Financing and Use Patterns of Crops
AUTHORS:
Zamzami
KEYWORDS:
Crops Financing Pattern, Formal Financing, Informal
JOURNAL NAME:
Modern Economy,
Vol.8 No.12,
December
11,
2017
ABSTRACT: This study is assessing the effect of small crops
farmers’ education to accessibility and utilization of the financing pattern of
crops. The analytical tool used is different, whether there is a difference for
crop farmers with high educated middle class and lower educated small crops
farmers. Research location is in Jambi, in two districts of Tanjung Jabung
Barat and Muaro Jambi. The locations taken are SimburNaik Village in Tanjung
Jabung regency and Gedung Karya in Muaro Jambi. The result of the research
shows that there are different financing patterns used by the high educated
small crops farmer with the lower educated small crops farmers. Highly educated
farmers tend to use formal financing patterns, while middle and lower-income
farmers tend to use informal financing patterns.