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Trent, W. T., Lee, H. S., & Owens-Nicholson, D. (2006). Perceptions of Financial Aid among Students of Color: Examining the Role(s) of Self-Concept, Locus of Control, and Expectations. American Behavioral Scientist, 49, 1739-1759.
https://doi.org/10.1177/0002764206289146

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