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Herzenstein, M., Andrews, R.L., Dholakia, U.M. and Lyandres, E. (2008) The Democratization of Personal Consumer Loans? Determinants of Success in Online Peer-to-Peer Lending Communities. Bulletin of the University of Delaware, 15, 274-277.

has been cited by the following article:

• TITLE: Comprehensive Evaluation of Online Peer-to-Peer Lending on the Province-Level Regions in China Based on Generalized Principle Component Analysis

  AUTHORS: Hang Yang

  KEYWORDS: Peer-to-Peer Lending, Industry Development Quality, Principal Component Analysis

  JOURNAL NAME: Open Journal of Business and Management, Vol.4 No.2, April 1, 2016

  ABSTRACT: This article is based on recent development of peer-to-peer lending industry in China. With the design of regional quality in mobile payment, this article constructs a multi-index evaluation system made by the current situation of economic and social foundation. By using principal component analysis, the article makes a comprehensive quantitative evaluation of quality and level of its development. Analysis results show that there are obvious gaps in the development of the P2P industry of China, which indicates the trend that peer-to-peer lending, will spread from developed regions to developing regions. Coordination between indicators and evaluation results are basically consistent with the evaluation results.